Lawyers for disability claims help when your disability claim has been been denied by an insurance Company ? Call for a disability or Insurance bad faith lawyer today.

Many American’s pay thousands of dollars each year for disability coverage to protect themselves and their families if something happens that prevents them from working. Unfortunately many insurance companies do whatever they can to try and prevent paying disability claims. Free legal shields Lawyers fight for Justice for the injured worker. Insurance companies should be held accountable for bad faith in paying claims.

While Unum has received the most press for denying disability claims in bad faith, many insurers employ bad faith claim practices. Claims have routinely been denied by the following insurance providers:

* Unum Provident (now Unum): Provident Life, Unum Life Insurance Company, Paul Revere Life Insurance Company
* Metropolitan Life Insurance Company (Metlife) routninely denies claims.
* Colonial Life Insurance Company
* Aetna Insurance
* AXA Insurance
* Berkshire Insurance
* CNA Insurance
* Cigna Insurance
* Equitable Insurance
* Guardian Insurance
* Hartford Insurance
* Prudential Insurance
* New York Life Insurance
* John Hancock Insurance Company

ERISA Disability Claims

Under ERISA, there is a two-step benefits claim and denied claim appeals process. You have the right to claim disability or medical benefits and to present arguments and evidence to your Plan’s administrator to prove you deserve them. If the Plan administrator denies your claim, you have the right to appeal. What you do (or don’t do) when you file your ERISA claim and appeal will typically make the difference between your getting and losing ERISA benefits.

One simply cannot overstate the importance of this two-step procedure. Unless you complete this appeal, you have no right to have your disability lawyer bring a lawsuit. Many people lose their benefits because they didn’t do everything they could have done to prove their case during the two-step ERISA administrative process. Typically the Plan’s administrator will not be a help to you, even though the administrator is supposedly your fiduciary.
Your Social Security Disability lawyer can help with Social Security Disability Claims.

If you have been permanently disabled due to an accident, injury, or medical condition you may be able to collect benefits from social security disability or supplemental security income. A Attorney Referral Service Social Security Disabilty lawyer can help you with this,

Medical conditions that may entitle you to disability compensation include:

Chronic Fatigue Syndrome A condition that causes fatigue severe enough to interfere with your ability to participate in normal work, recreational, or social activities. Fatigue caused by CFS does not improve substantially with rest.

Multiple Sclerosis A chronic neurological disease that involves the central nervous system—specifically the brain, spinal cord, and optic nerves. MS can cause problems with muscle control and strength, vision, balance, sensation, and mental functions.

Lupus A chronic disease that can cause inflammation, pain, and tissue damage throughout the body. Lupus is an autoimmune disease, in which a person’s immune system attacks its own tissues as though they were foreign substances. If you develop serious lupus, you may have problems with your kidneys, heart, lungs, or blood cells.

Degenerative Disc Disease – This encompasses an assortment of ailments to the spine, including herniated discs, spondylolisthesis, stenosis, idiopathic scoliosis, kyphosis, and other spinal diseases that occur as we grow older.

Bi-polar Disorder Also known as manic depression, bi-polar disorder is a serious illness that can lead to crippling mood swings, irrational behavior and suicidal tendencies.

Cancer – a general term for more than 100 medical conditions involving uncontrolled and dangerous cell growth. Scientists suggest that some cancer is caused by genetic factors, while other forms are caused by environmental conditions.

Osteoarthritis type of arthritis that is caused by the breakdown and eventual loss of the cartilage of one or more joints.

Rheumatoid arthritis – a type of arthritis that causes the body’s immune system to attack the joints.

Congestive heart failure potentially lethal condition in which congestion develops in the lungs that is produced by a heart attack, poorly controlled or uncontrolled hypertension, or disease processes that weaken the heart.

Chronic heart failure a disorder in which the heart loses its ability to pump blood efficiently throughout the body. The oxygen and nutrients in the blood provide the body with the energy it needs to operate efficiently.

Anxiety disability sudden bouts of intense fear or anxiety that causes frightening but not life-threatening symptoms such as a pounding heart, shortness of breath, and the feeling of losing control or dying.

Reflex sympathetic dystrophy chronic progressive neurological condition that affects skin, muscles, joints, and bones. The syndrome usually develops in an injured limb, such as a broken leg.

HIV Human Immunodeficiency Virus, the virus which causes AIDS. HIV is a retro- virus that attacks the human immune system.

AIDS – A serious (often fatal) disease of the immune system transmitted through blood products especially by sexual contact or contaminated needles.

Hepatitis C Affects the liver and can cause liver damage. Hepatitis C infection happens by coming into direct contact with the blood of an infected person.

Schizophrenia a wide range of mental disorders characterized by a disassociation of sensory input, feelings and emotions on one hand and thoughts on the other. Symptoms can include hallucinations, hearing voices, a feeling that one’s thoughts or actions are under someone else’s control, and many others.

Crohn’s disease inflammatory disease most prominent in the small bowel, which may involve any part of the gastrointestinal tract and other organs, and which is associated clinically with diarrhea and irritable bowel.

Free legal Shield is your Shield of protection. Call Lawyers for Disability claim denial today.

We have Florida Disability Attorneys ready to help you in the following Florida cities:, Altamonte Springs, Apopka, Aventura, Belle Glade, Belleview, Boca Raton, Bonita Springs, Boynton Beach, Bradenton, Brandon, Cape Coral, Carrollwood, Casselberry, Citrus Park, Clearwater, Clermont, Coconut Creek, Coral Gables, Coral Springs, Crestview, Cutler Bay, Dania Beach, Davie, Daytona Beach, Deerfield Beach, DeLand, Delray Beach, Deltona, Doral, Dunedin, Edgewater, Esterno, Fort Lauderdale, Fort Myers, Fort Pierce, Fort Walton Beach, Gainesville, Greenacres, Haines City, Hallandale Beach, Hialeah, Hollywood, Homestead, Immokalee, Jacksonville, Jacksonville Beach, Jupiter, Kendall, Key West, Kissimmee, Lakeland, Lake Worth, Largo, Lauderdale Lakes, Lauderhill, Leesburg, Lehigh Acres, Leisure City, Margate, Melbourne, Merritt Island, Miami, Miami Beach, Miami Gardens, Miami Lakes, Miramar, Naples, Navarre, New Smyrna Beach, North Lauderdale, North Miami, North Miami Beach, North Port, Oakland Park, Ocala, Ocoee, Orlando, Ormond Beach, Oviedo, Pace, Palm Bay, Palm Beach Gardens, Palm City, Palmetto Bay (Cutler), Panama City, Parkland, Pembroke Pines, Pensacola, Plantation, Plant City, Pompano Beach, Port Charlotte, Port Orange, Port Saint Lucie, Riverview, Riviera Beach, Rockledge, Royal Palm Beach, St. Cloud, St. Petersburg, Sanford, Sarasota, Sebastian, South Miami, Spring Hill, Starke, Sunny Isles Beach, Sunrise, Tallahassee, Tamarac, Tamiami, Tampa, Tarpon Springs, Temple Terrace, Titusville, Treasure Island, The Villages, Town n Country, Venice, Vero Beach, Valrico, Wellington, Wesley Chapel, Weston, West Palm Beach, West Pensacola, Winter Garden, Winter Haven, Winter Park, Winter Springs

We have Florida disability Attorneys ready to help you in the following counties:, Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington

We also have disability attorneys in the following Georgia counties and cities: Fulton County, DeKalb County, Atlanta GA, Sandy Springs GA, East Point GA, Redan GA, Riverdale GA, Snellville GA, Conyers GA, Covington GA, McDonough GA, Hampton GA, Lawrenceville GA, Johns Creek GA, Roswell GA, Woodstock GA, Marietta GA, Smyrna GA, Mableton GA, Douglasville GA, Buford GA, Canton, GA.
We have Tennessee Attorneys ready to help you in the following cities and counties:, Memphis, Nashville, Knoxville, Chattanooga, Clarksville, Murfreesboro, Jackson, Johnson City, Franklin, Bartlett, Hendersonville, Shelby County, Davidson County, Knox County, Hamilton County, Rutherford County, Williamson County, Sullivan County, Sumner County.

We have North Carolina Attorneys ready to help you in the following cities and counties:, Charlotte, Raleigh, Greensboro, Winston-Salem, Durham, Fayetteville, Cary, Wilmington, Alamance County, Buncombe County, Cabarrus County, Cumberland County, Forsyth County, Gaston County, Guilford County, Mecklenburg County, Wake County.

We have South Carolina Attorneys ready to help you in the following cities and counties:, Columbia, Charleston, North Charleston, Mount Pleasant, Aiken County, Anderson County, Greenville County, Horry County, Lexington County, Richland County.

We have Colorado Attorneys ready to help you in the following cities and counties:, Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Adams County, Arapahoe County, Boulder County, Denver County, El Paso County, Jefferson County, Larimer County, Weld County.

We have Michigan Attorneys ready to help you in the following cities and counties:, Detroit, Grand Rapids, Warren, Sterling Heights, Lansing, Ann Arbor, Wayne County, Kent County, Macomb County, Eaton & Ingham County, Washtenaw County, Genesee County.

We have New York Attorneys ready to help you in the following cities and counties:, New York City, Buffalo, Erie County, Bronx County, Kings County, Queens County, Richmond County, Rochester, Monroe County, Yonkers, Westchester County.

We have New Jersey Attorneys ready to help you in the following cities and counties:, Hackensack, Bergen County, Burlington County, Mount Holly Township, Camden, Camden County, Newark, Essex County, Jersey City, Hudson County, New Brunswick, Middlesex County, Monmouth County, Morris County, Ocean County, Passaic County, Union County.